investment

management

 

Services

The majority of our clients have similar objectives:

Concorde Financial Group’s services are designed to clarify, simplify and maximize potential returns on clients’ investments. Various investments are used to help clients reach their unique goals.

Create Income for Retirement

Create Income for Retirement

Most of us intend to save for the day we retire or just slow down a bit. Making sure there’s enough steady income to live on, where it comes from, how much is needed, and how it affects taxes are just a few of the things that need to be addressed. Our team is well experienced in answering these questions, and has helped create income for hundreds of retirees over the years. We can help plan and navigate your retirement journey.

Go for Growth

Go for Growth

Many of our clients are not ready for retirement, and want their investments to grow sufficiently so that when they are, the financial portions of the transition will be seamless. Determining the right balance between different investments is critical to long-term growth. The Concorde team has been helping hundreds of clients manage investments and assets for over 25 years.

Consolidate and Coordinate

Consolidate and Coordinate

We often meet people with so many varied investments that their portfolios become almost impossible to track, let alone manage. At Concorde we help clients coordinate and consolidate investments in ways that focus on increasing efficiency, and reducing unnecessary complexity. We provide each client a detailed statement of all their investments that can be viewed on one page, helping them make better long-term decisions.

Specialty Areas

Concorde’s clients range from individual investors and companies of all sizes, to non-profit organizations. All have unique circumstances, needs, goals and resources. It’s our job to help them reach their objectives by thoroughly reviewing current status, developing and implementing strong strategies, and monitoring results on an ongoing basis.

Equities (the market)

Most investments are tied to the market, which includes stocks, bonds and mutual funds. Although this makes some investors uncomfortable, it’s an unavoidable truth. The good news is that over the long term, the market does perform.

Real Estate

1031 Exchanges

If you plan on selling investment real estate that will likely make a sizeable profit, the IRS will be especially pleased for you. At Concorde, we’ve been called upon for guidance in this area by financial professionals and clients from all over the country. We’ve handled hundreds of exchanges, and invite you to contact us before your closing!

The material contained herein does not constitute an offer to buy or sell any real estate, securities, or insurance. Such offers are made by only a sponsor's memorandum or prospectus or contract which should be read and understood before investing. As with any real estate investment there are various risks, including but not limited to: illiquidity, limited transferability, and variation in occupancy which may negatively impact cash flow, and even cause a loss of principal. There is material risks associated with the ownership of investments. Some investments are only available to suitable accredited investors.

Private Placements

Certain sophisticated investments are designed to be suitable for wealthier investors. Concorde has participated in hundreds of these programs over the years with its clients, and is always available to discuss private placement programs that may be right for your unique needs.

Private placements may include risks including, but not limited to, potential loss of capital, illiquidity, and lack of public information about the company.

Taxes

Our firm’s founders started with tax, accounting and banking backgrounds. As such, taxes are still a critical part of the thinking that goes into Concorde’s investment management services. Every investment decision should be coordinated with its potential tax impact. Don't make a move without considering Uncle Sam. We don't.

Management Process

1
Review

The starting point for any portfolio is to review where a client, or potential client, has their current investments. We try to keep it as simple and straightforward as possible, so you may be disappointed if you're looking for an inch-thick book with a detailed analysis of your life history. If you want a very concise, easy-to-understand, one-page synopsis, you've come to the right place.

2
Plan

We may determine some of what you currently have invested in is worth keeping, should be tweaked a bit, or maybe needs to go. We’ll address questions about taxes, growth, income requirements, and planning strategies. Concorde will present a simple, easy-to-understand plan that addresses your specific needs, and the best ways to structure your investments to reach your goals.

3
Execute

No job is over until the paperwork is done. At Concorde, we assist in completing all the documentation necessary to execute your plans. We coordinate rollovers, work with you to complete applications, and monitor transfers of money. And, at completion, we provide you with copies of everything needed for your files. Our staff is here to answer questions and provide assistance every step of the way.

4
Monitor

Managing investments is an ongoing process, and that includes the continuous monitoring, and assessing, of our clients’ investments as well as our own performance. Clients expect results, not just strategies. At Concorde, we encourage regular conversation with our clients to discuss performances of their investments, how they compare to market averages and client expectations, and if changes need to be made to the plan.

Investment Types

Diversifying your investment portfolio historically reduces risks. Concorde’s experience and expertise in a full range of investment types gives clients the ability to create a plan designed to help them to attain their unique goals.

IRAs and General Savings

Concorde manages hundreds of tax-deferred Individual Retirement Accounts (IRAs) for clients, providing post-employment income potential. Multiple IRAs can also be consolidated to make them easier to manage, and reduce associated fees.

Concorde can also provide numerous other investment options that are liquid and accessible.

There can be no guarantee that any strategy (risk management or otherwise) will be successful. All investing involves risk, including potential loss of principal. Investments will fluctuate and when redeemed may be worth more or less than when originally invested.

401k & 403b Rollovers

Protect your retirement savings plan, and its tax-deferred growth potential, when changing employment status. Your current 401k can be rolled over into a new, self-directed plan, giving you more control and a wider range of investment options. Concorde can help plan, execute and monitor these funds all the way through your retirement years.

There can be no guarantee that any strategy (risk management or otherwise) will be successful. All investing involves risk, including potential loss of principal. Investments will fluctuate and when redeemed may be worth more or less than when originally invested.

Annuities

Annuities are contracts issued by insurance companies, and are ever changing to meet the needs of today's clients. It may be time to review your current policy to see if it’s meeting your goals. We can assist you in this process, clarify grey areas, and discuss new options available that may be better suited for you.

Annuities may include risks including, but not limited to, investment risk, company default risk, early redemption penalties, and inflation risk.

Mutual Funds

Since there are more mutual funds today than there are stocks to buy, it’s very difficult to know which, if any, are right for you. At Concorde we continually research, monitor and track the different available funds, helping clients find the best fit for their individual needs.

Regarding stocks, while we are not brokers or “Stock Jockeys,” we have many clients who use Concorde to maintain a stock and bond portfolio using one of our highly accredited clearing firms. Institutional research is available for literally every stock and bond.

There can be no guarantee that any strategy (risk management or otherwise) will be successful. All investing involves risk, including potential loss of principal. Investments will fluctuate and when redeemed may be worth more or less than when originally invested.

Managed Accounts

Buying and holding a stock or mutual fund most often means that you’re willing to ride the market up and down, “hanging on” at times. Applying some institutional management – where your money moves in and out of different issues, and even gets parked in cash sometimes – has the potential to smooth out the ride. Concorde has been bringing real institutional management to clients for decades. Roller coaster rides are meant for amusement parks.

There can be no guarantee that any strategy (risk management or otherwise) will be successful. All investing involves risk, including potential loss of principal. Investments will fluctuate and when redeemed may be worth more or less than when originally invested.

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